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AI-native intake for SBA and SMB loans

Parlay is a new agentic layer in the lending stack. Each deal is automatically screened against your credit box, then sent to your LOS. Your team closes more deals, with 80% less manual work.

See how it works

Agents do the heavy lifting

Intake, qualification, document collection, and pre-vetting run on their own. A deal that would take a lender hours to screen comes back in a few minutes, checked against your credit box.

AI Credit Analysis
Live
Application #2847-BPending
DSCR Score1.42
LTV Ratio68%
Credit GradeB+
Risk Score742
Approved87% confidence

Trusted by community banks, credit unions, and CDFIsnationwide

Fenway summer logo
American heritage logo
Houston regional veteran chamber of commerce logo
Mastercard logo
Project fintech logo
Techstars logo
Penfed foundation logo

Builtagenticfromthestart,soitfitsthewayyoulend.

Changeyourdatacalls,workflows,checklists,andcreditboxesyourself,nocustomcoderequired.

We don't replace, we enhance

$500M+

in SBA and small business loan inquiries processed over the past 12 months

80% less

Manual work at intake and pre-vetting

10x more

Booked loans without adding headcount

How Parlay works

Injest

1. Deals come in

Borrowers and brokers submit through one guided portal and answer everything once. Agents screen the documents and data as they go, so nobody chases paperwork on either side of the deal.

What people say about our platform

“With Parlay and Mastercard, we are able to streamline our operations and approve more small businesses than we were before. We have tripled the number of applications we can process and reduced processing time to 2 days on average.”

Diego Eguiarte, SVP

Pathway Lending

“Parlay integrated seamlessly into our tech stack, instantly boosting data quality and workflow efficiency.”

Craig Fortner, SVP and CIO

First Internet Bank

“Partnering with Parlay has allowed us to reclaim hours once spent on manual data entry and repetitive tasks. Now, our team has more time to focus on what matters most: better serving our customers and deepening relationships.”

Nicole Lorch, President and COO

First Internet Bank

Securitythat works

SOC 2 Type II Compliant

Parlay is independently audited against SOC 2 Type II standards, verifying our controls for security, availability, and confidentiality hold up over time, not just on paper.

Role-Based Access Control

Every user, team, and integration operates under least-privilege permissions. Granular role-based access keeps sensitive data visible only to those who need it.

Audit-Ready Infrastructure

From access logs to vendor reviews, every control is documented and ready to hand to your compliance team. No scrambling when the auditors come calling.

FAQs

Everything you need to know

Explore helpful information about our services, workflow, and how we help you lend smarter and faster.

GrowSBA and SMBlending with the team you already have

See what Parlay finds in your own deal flow. The demo takes thirty minutes.

Get Started

Tell us a bit about your lending team and the deal flow you're working with. We'll show you how Parlay can help.

Contact Us

Have a question or need help? Let's talk - we're just a message away.

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