Parlay 3.0

Next-Gen Loan Intelligence System

10x SMB Loan Throughput
95% Less Manual Work

Parlay is an AI-powered Loan Intelligence System that streamlines qualification, automates verification, and helps SBA and small business lenders book more loans while cutting manual work for both community lenders and applicants.

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Trusted by the best in the business

Parlay has partnered with industry specialists including Mastercard Small Business and JAM FINTOP to empower community banks and credit unions seeking to enhance their small business loan program and increase their loan volume and profitability.

Loan intelligence system

Seamless integration

Deliver a rapid, user-friendly experience for applicants that seamlessly captures and validates data in real-time.

Next gen front-end

Intelligent intake

Seamless, real-time customer onboarding that empowers small businesses.

White-labeled SMB portal

A single intelligent intake system for all your SMB lending products, including working capital, SBA, acquisition, scored small loans, and C&I loans.

Data orchestration

The platform automatically gathers all required financial, credit, industry, and tax data from SMB applicants through pre-configured API integrations.

Auto-detect product fit

AI-powered analysis

95% less manual work, 10x more pre-vetting efficiency for lenders.

Loan summaries

Loan summaries and product fit recommendations are automatically generated and immediately available using user-permissioned, third party, and lender credit box data.

Lender portal

Enhance efficiency of lending teams through automatic pipeline management, loan scoring, and data validation that seamlessly integrates with your Loan Origination System.

Multi-product credit box validation

Efficient pre-vetting

Out-of-the-box templates to efficiently book more loans, faster.

Custom credit box builder

Out of the box credit box templates to instantly deploy new SMB loans products with dynamic conditional logic that automatically updates the applicant experience.

Audit logs and version control

Built-in compliance features for seamless credit box parameter updates, including comprehensive audit trails and automatic pipeline revalidation against modified criteria.

Core capabilities

Elevate your loan application experience

Parlay is shaped by the practices and principles that distinguish world-class product teams from the rest: relentless focus, fast execution, and a commitment to the quality of craft.

Applicant insights

Applicants receive insights to improve their loan readiness and build trust with you.

White-labeled applicant portal

A single, intelligent intake system for all your SMB lending products, including working capital, SBA, acquisition, scored small loans, and C&I loans.

“Using Parlay reduced manual work in 55%across all our teams. The intuitive interface and robust features have streamlined our processes, making us more efficient than ever.”

Zhang Li

CEO, Bank of America